Flexible HVAC Financing for Tampa Bay Homeowners
Don't Let Budget Hold Back Your Comfort — Financing Available Through Wisetack
Flexible Financing Through Wisetack
A new air conditioning system, heat pump, or major HVAC repair should not require you to drain your savings account or delay a decision your family's comfort depends on. Killian's Air has partnered with Wisetack to offer flexible financing options that put a new system within reach for most Tampa Bay homeowners. Checking your options takes about a minute and does not impact your credit score — Wisetack uses a soft credit inquiry for prequalification. You see your personalized financing options with no obligation before you commit to anything.
- Finance projects up to $25,000*
- Terms from 3 to 60 months*
- APRs range from 0% to 35.9%*
- No hidden fees or compounding interest
- Soft credit check for prequalification — no credit score impact
- Quick application — complete in about one minute
0% Interest Options Available
Qualifying customers may be eligible for 0% APR financing on shorter terms, which means you pay exactly the system price spread across your chosen number of monthly payments — no interest charges added. This is particularly valuable for planned system replacements where you know the cost in advance and can take advantage of the no-interest option. For a $5,000 system on a 12-month 0% term, that's approximately $417 per month. For a $8,000 system on a 24-month term, payments depend on the APR you qualify for. Wisetack provides multiple offer options based on your creditworthiness, allowing you to choose the term and rate that fits your budget.
What Can Be Financed?
Wisetack financing through Killian's Air can be applied to virtually any HVAC service or installation we provide. Major jobs like complete system replacements, new heat pump installations, ductless mini-split system installations, and ductwork replacements are the most common uses — these are the projects where spreading cost over time delivers the most value. Financing is also available for significant repair jobs, indoor air quality system installations, and smart thermostat upgrades. You do not have to reserve financing only for full system replacements.
- AC system replacement and installation
- Heat pump installation
- Ductless mini-split system installation
- Ductwork replacement and repair
- Indoor air quality system installation
- Major component repairs (compressor, air handler, etc.)
- Smart thermostat installation
How to Apply
Applying for financing through Wisetack is straightforward. When you schedule a service or installation with Killian's Air, simply mention that you're interested in financing options. We send you a link to Wisetack's prequalification form, which takes about a minute to complete. You'll receive your personalized offer options — which may include multiple term lengths and APRs — and you can choose the option that works best for your budget. If you are approved and accept an offer, financing is confirmed before work begins. There are no hidden fees or surprise charges added after the fact.
Financing Disclaimer
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0–35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at wisetack.com/faqs.
Killian's Air Conditioning · Feel the Difference
We Love Pinellas & Tampa Bay and it shows!
Killian's Air strives to set an even higher standard. From your first call to our final follow-up, our expert technicians are committed to ensuring your complete satisfaction and earning your trust with every step. Let's Partner for Life.
Flexible Financing Available
A new HVAC system should not break the bank. We've partnered with Wisetack to offer financing up to $25,000 with terms from 3 to 60 months. Check your options in under a minute with no credit impact.
Learn MoreThe Energy Savings Contractor
In Pinellas County, AC costs average 48% of your utility bills. Every new installation we complete is designed to maximize efficiency and minimize your long-term operating costs.
Learn MoreGo Green, Save Green
A high-efficiency heat pump or AC system can significantly reduce the cost of cooling your home. Pair that with flexible financing through Wisetack and the savings start from day one.
Learn MoreRelated Services
AC System Replacement
Financing makes a new high-efficiency AC replacement accessible — learn when repair no longer makes financial sense and what to expect during installation.
Flat Rate Pricing
Every financed job is quoted at our transparent flat rate — you know the full cost before accepting a financing offer.
Cool Club Service Agreements
After your installation, protect the investment with a Cool Club service agreement — priority service and discounted repairs that pay for themselves.
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Frequently Asked Questions
Ready to Feel the Difference?
Schedule your service today. Life's a Breeze with Killian's Air.